| What makes us better than the generic "Credit Repair Company"?
Our Focus
Many companies focus exclusively on elimination of every adverse account from your credit report. But that approach can have negative effects! It's not at all uncommon to have a person's credit score actually DROP after deletion of negative accounts.
We know WHICH items to dispute and HOW to dispute them - which ones should be removed and which should not. We know what needs to be done to deal with the credit bureaus to make sure that everything is being done to maximize improvement in your credit score.
Analysis
We assess your credit report and aid you in preparing a strategy to improve your credit standing. We assess your past credit history and determine the course that will best bring about restoration of your credit rating.
We take an all inclusive approach that goes far beyond simply challenging data in your credit report.
Follow-up
We give our clients follow up for one full year included in our fee. We continuously check our clients' credit report over that period and take whatever action is necessary to constantly work on improvement in their credit score.
Personal attention
We decline the "one size fits all" attitude and instead look at each individual client's credit report and prepare a plan of action based on that client's specific situation, for the purpose of maximizing progress in improving that client's credit rating.
Fees
What's wrong with typical "Credit Repair Agencies" is that their fees are unrealistic for the average person, especially those struggling with credit problems. Some even charge their clients thousands of dollars.
The result?
- People either can’t pay their fees, and are instead forced to continue to suffer with credit problems, or...
- They must BORROW money to pay the fees, making their desperate financial situation even worse.
Our fees are more affordable by far than those of most "Credit Repair Agencies." We understand the hardships of those who suffer from problem credit.
We believe our clients DESERVE the affordable help they need so badly - and we judge it our duty and privilege to provide them with that help! |
